Latest Articles

When not to roll over a 401(k) to an IRA

<i>Kiplinger's Retirement Report</i>, Editor, and Rachel L. Sheedy •
Kiplinger

When leaving your job, the conventional wisdom has long been to take your 401(k) money with you by rolling it into an IRA. And 95% of the time that’s the way to go, says Evan Beach, a certified financial planner for Campbell Wealth Management, in Alexandria, Va. But in some cases, taking the conventional route

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Dear baby boomer: Retirement is this close, and you need to deal with a few issues

Fullerton Financial Planning, Steve Fullerton, Investment Adviser, and Co-Founder •
Kiplinger

I know you’re ready. You’re so close to retirement, you can taste the cool beverages on the beach and feel the sand between your toes. Unfortunately, at the rate you’re going, dear Baby Boomer, your retirement might not be exactly as you dreamed it. Maybe it’s because you never could quite imagine getting this old,

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Dealing with debts after death

<i>Kiplinger's Retirement Report</1>, Mary Kane, and Associate Editor •
Kiplinger

A few years ago, the adult daughter of a deceased client of Indianapolis estate attorney Brett Carlile showed up in his office, distraught. After her father’s death, she discovered he had dozens of credit cards, with debts totaling nearly $40,000. She was stunned. “My dad didn’t live like this,” she told Carlile. It turned out

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7 smart ways to build your emergency fund

Kiplinger.com, Online Editor, and Andrea Browne Taylor •
Kiplinger

Read enough articles here on Kiplinger.com or in Kiplinger’s Personal Finance magazine and soon enough you’ll get our emergency-fund lecture: Squirrel away six months worth of living expenses. Shelter it from market losses. Keep it liquid. Tap it in the event of a job loss or medical emergency to avoid raiding your retirement savings or

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