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Nine ways to lower your mortgage payment

Choncé Maddox •
Money Under 30
Young man cooking while a young girl sitting on a kitchen counter waiting

A high mortgage payment can account for a large amount of your income, leaving you with very little to cover the rest of your regular living expenses. As a general rule of thumb, we recommend trying to keep your mortgage costs low, preferably under 30 percent of your take-home income. If you’re wondering how to


Getting affordable flood insurance

Kimberly Lankford •
Thinking and watching the rain ☔️

You don’t have to live in a high-risk flood zone to be hit with expensive flood damage; about 25 percent of the National Flood Insurance Program’s claims come from areas with low-to-moderate flood risk. “It’s not just people in floodplains who get flooded when a storm decides to stall over an area and dump catastrophic