Latest Articles

Use your credit to your advantage

Wintrust

Sensible debt should be part of any financial strategy. Healthy debt enables you to enjoy things that might otherwise be beyond your reach, and it can also help your overall credit score. But, obviously, borrowing has an ugly side as well. Too much, too expensive or the wrong kinds of debt can make life miserable. So,

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3 reasons no one wants to buy your house

Kiplinger.com, Online Editor, and Andrea Browne Taylor •
Kiplinger

You checked the comps and the price is right, but you’ve gone weeks without an offer. Time to face the facts: No one wants to buy your home. Here’s why. For starters, your house might lack curb appeal. Real-estate agents are in agreement: If you can’t get buyers past the front yard, you’re not going

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Reverse mortgages continue to evolve

Editor, Rachel L. Sheedy, and Kiplinger's Retirement Report •
Kiplinger

With almost all new reverse mortgage loans backed by the federal government, Uncle Sam continues to wield his power to overhaul the Home Equity Conversion Mortgage, or HECM, program. The goal is to reduce a surprisingly high default rate on the loans–about 10%, far above the default rate on regular home mortgages. The government hopes

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