Latest Articles

When should you take Social Security?

Managing Partner, Janie Kelly, RICP, and Jalbert Kelly Financial Group •
Kiplinger

As a financial professional, I get a lot of questions. The one I’m asked most often–pretty much every day, in fact–is: “When is the best time to take my Social Security retirement benefits?” And the answer I give is always the same: It depends. Deciding the right age to take your Social Security benefits can

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Harvest your tax losses throughout the year

AIFA®, chairman, Russ Hill CFP®, Halbert Hargrove Global Advisors LLC, and CEO •
Kiplinger

Summer just ended: Why am I writing about tax-loss harvesting? Tax-focused articles tend to proliferate at the end of the year. These reminders are often helpful. Unfortunately, many investors end up thinking that tax-loss harvesting can be managed handily in December, as they make last-minute trades to balance out capital gains with losses for better

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A simple guide to college savings plans

Taylor Schulte, Founder, Define Financial, CFP, and CEO •
Kiplinger

The grand estimated cost to send my hypothetical unborn child to my alma mater–the University of Arizona–in 18 years: $440,223! It’s also close to the current median home price in San Diego. The cost of college will continue to increase by an average of 5% per year, as it has over the past decade, according

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What you need to know about homeowners associations

Wisebread.com and Dan Rafter •
Kiplinger

You’re buying into a residential community — made up of condominiums or single-family homes — that is governed by a homeowners association. Is that a good thing? The answer, unfortunately, isn’t simple. Homeowners associations, better known as HOAs, do come with some significant pros, including giving you access to community amenities such as swimming pools,

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