More Articles for Your Home

How to get the lowest mortgage rates possible

Holly Johnson •
The Simple Dollar

When it comes to financing your home, a basic understanding of certain financial principles will help you get the lowest mortgage rates. For example, you should know that your credit score might determine what kind of mortgage rate you qualify for. Also, it’s crucial to understand the different types of mortgages available, what their drawbacks

Read More...


Renter’s guide: Sealing the deal

Wintrust

You’ve been searching night and day for a two-bedroom palace to call your own. Then, you finally stumble across the apartment that’s right for you. Now, what? Whether you’re a first-time or long-time renter, here are a few tips that can help you before you commit. Show me the money. First things first: figure out

Read More...


Paying taxes on a home sold after a spouse’s death

Kimberly Lankford, Contributing Editor, and Kiplinger's Personal Finance •
Kiplinger

[question]My husband died last year, and I’m selling our home. Do I still get to exclude $500,000 of home-sale profits from taxes, or am I limited to the $250,000 exclusion for singles? [answer]Surviving spouses may exclude $500,000 of home-sale profits from taxes if they sell the house within two years of their spouse’s death, as

Read More...


4 ways a home energy audit will save you money

Wisebread.com and Dan Rafter •
Kiplinger

Feel like your home’s utility bills are too high? You’re not alone. The U.S. Energy Information Administration reported that the average monthly electrical bill for U.S. homes stood at just over $114 a month in 2014. And the U.S. Energy Information Administration suggests U.S. homes relying on natural gas would spend an average of $578

Read More...


What you need to know about homeowners associations

Wisebread.com and Dan Rafter •
Kiplinger

You’re buying into a residential community — made up of condominiums or single-family homes — that is governed by a homeowners association. Is that a good thing? The answer, unfortunately, isn’t simple. Homeowners associations, better known as HOAs, do come with some significant pros, including giving you access to community amenities such as swimming pools,

Read More...