More Articles for Your Finances

8 signs you’re headed straight for debt

Kathleen Elkins •
Business Insider

The average US household with debt carries $15,762 in credit card debt — and over $130,000 in total debt. Debt is a drag — on on your credit score and savings, but also on your psyche. While debt is mathematical, it’s also highly personal. Some people might feel that a mortgage is good, manageable debt,

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The ATM is riskier than you may realize

Wintrust

And, it’s not because the person who used it before you left germs. (Although, it doesn’t hurt to have some hand sanitizer handy.) Did you know taking money out at the ATM could put your finances at risk? ATM debit card skimming is a real threat, and being informed about the risk could save you

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Use your credit to your advantage

Wintrust

Sensible debt should be part of any financial strategy. Healthy debt enables you to enjoy things that might otherwise be beyond your reach, and it can also help your overall credit score. But, obviously, borrowing has an ugly side as well. Too much, too expensive or the wrong kinds of debt can make life miserable. So,

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3 most dangerous myths of retirement planning

Unique Financial Advisors, Founder & President, CFP™, and Vid Ponnapalli •
Kiplinger

Recently I was talking to a good friend of mine, who is in his early fifties, about his retirement planning. I asked him how prepared he was. Here is what he said: “I am all covered. I will retire at 65. I expect my retirement expenses to be 70% of my pre-retirement expenses. I will

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5 tips to start your estate planning today

Taylor Schulte, Founder, Define Financial, CFP, and CEO •
Kiplinger

Estate planning can seem daunting and overwhelming. It may even conjure up negative emotions for some. Perhaps that’s why an estimated 64% of Americans don’t have a will or any type of estate plan in place. Unfortunately, that means a majority of the population is at risk of leaving their families or business partners a

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