As more and more baby boomers retire, many of them flock south for winters. Often called snowbirds, they like flying to a sunny, warm climate where they won’t need to shovel the snow off the sidewalk or face a car battery than won’t crank. However, before taking off for your winter destination, ensuring your home
Getty I received a call this morning from someone looking for a planner. The conversation went something like this. “Hi, I am looking to work with a financial planner and I found your name on the NAFPA site.” “Great,” I said. “How can we help?” “Well, I am in my mid-40’s. My wife and I
If you’re worried someone could steal your personal identity and buy something on credit or get a loan in your name, “freezing” your account at credit reporting bureaus could stop identity thieves cold. Not only that, Congress recently passed a law that ordered credit reporting bureaus to offer free credit freezes. More on that below.
Financial Considerations Whether or not your child needs a car at school depends on a number of things. Obviously, you want them to be able to travel to-and-from the grocery store and visit home without any mishaps. However, it may not be all that necessary for them to have a car on campus. In fact,
On-time payments are a solid way to build your credit score. Your payment history constitutes 35% of your credit score – the largest contributor among the five factors used in calculating your score. Payments on most debts are reported to the three major credit bureaus (Experian, Equifax, and TransUnion) for inclusion in your credit report,
At this point, the research is conclusive—spending money on others makes you happier. That’s not a new idea by any stretch, but it bears repeating as we approach the end of the year. This is the time where most nonprofits and charities are hustling like crazy to meet year-end quotas and cobble together a respectable