If you’re worried someone could steal your personal identity and buy something on credit or get a loan in your name, “freezing” your account at credit reporting bureaus could stop identity thieves cold. Not only that, Congress recently passed a law that ordered credit reporting bureaus to offer free credit freezes. More on that below.
Financial Considerations Whether or not your child needs a car at school depends on a number of things. Obviously, you want them to be able to travel to-and-from the grocery store and visit home without any mishaps. However, it may not be all that necessary for them to have a car on campus. In fact,
On-time payments are a solid way to build your credit score. Your payment history constitutes 35% of your credit score – the largest contributor among the five factors used in calculating your score. Payments on most debts are reported to the three major credit bureaus (Experian, Equifax, and TransUnion) for inclusion in your credit report,
At this point, the research is conclusive—spending money on others makes you happier. That’s not a new idea by any stretch, but it bears repeating as we approach the end of the year. This is the time where most nonprofits and charities are hustling like crazy to meet year-end quotas and cobble together a respectable
When my husband and I were first looking for a venue for our wedding, his family was very persistent that we marry in the local country club where his brother and sister were married to their spouses. When I sat down with the wedding coordinator, my husband, and our families, the number came out to
You’ve shared a home for a lifetime and felt secure knowing that child of yours was just a bedroom away. Now, you’re shipping your teenager off to begin a new chapter in an unfamiliar place, possibly hundreds of miles away — all without you. Dropping a child off at college for the first time can