There’s no direct path to retirement. Everyone has a different idea of the perfect age to stop working. Everyone has a different amount of money they think they’ll need to live comfortably. And everyone has a different plan for what they want to do when they don’t have to go to work anymore. Some want
Camping, in its rawest form, is one of the most frugal vacation options in the world. All you really need is a tent (or some other shelter), something to sleep in or on, basic supplies for cooking and eating, and the means to start and maintain a fire. Beyond those essential furnishings and skills, everything
Maybe you’re in the midst of a financial turnaround. Maybe you’re having a hard time finding a job. Maybe you’ve just been waylaid by a torrent of unexpected expenses. Whatever the reason, you’re in a situation where money is super tight. You’re dealing with it, though. You’ve got this. There’s only one catch. Someone close
As summer approaches, teenagers and college students are usually busy planning for summer jobs. And the income they earn gives grandparents an opportunity to help the youngsters build a nest egg by contributing to a Roth IRA on the grandkids’ behalf. Contributions to Roth IRAs give grandchildren “a huge head start,” says Jennifer Failla, a
When couples plan their retirement, they should take into account a simple fact of life: On average, women live longer than men. A woman who reaches 50 is likely to live to 83, while a man who reaches 50 is likely to live only to 79. A healthy 65-year-old woman will live, on average, to
If you’re single, you have a bit of an advantage when it comes to making major life changes. You don’t have anyone in your life that’s directly dependent upon you other than yourself. Your major financial initiatives don’t alter anyone’s life other than your own. The biggest impact that others will have on you come