Is your term life insurance policy about to come to an end? While it is actually designed to do just that, it may mean you have a decision to make about what to do: Do you keep it? Do you replace it? Do you go without coverage? Chances are, your financial situation may have completely
Living within your means is a great idea, but it may not grow your wealth. Some believe that financial planning is an exercise in living within your means. From my perspective, that is not the entire story. Spending within your means may not have you allocating your money into categories that will sustain you through
It’s a fairly well-known fact that money can be one of the biggest sources of strife in a relationship. In fact, according to a survey of professional certified divorce financial analysts, it’s the third leading cause of divorce in North America (behind basic incompatibility and infidelity, respectively). Summer is the most popular season to get
IUL vs. Whole Life: An Overview Whole Life Insurance Whole life insurance policies have been around for decades. In general, these policies are considered the safest option for those looking to provide for their families after death. The Pros Guaranteed death benefits Fixed premiums that don’t increase with age Option to pay up face value
The biggest difference between term and whole life insurance is the length of coverage. Whole life insurance policies have no expiration date and are more expensive than term life because they also have a cash value component. Part of each monthly or annual premium goes to the insurance company, and part of it goes toward
It’s officially summer, which means most of us probably have a wedding or two coming up before Labor Day. You can go the gift registry route, the honeymoon registry route, or the good ole cash in an envelope route. The latter is increasingly popular, but is there an agreed upon right amount to give? (Generous