I’ve seen a huge number of changes in cyber security since I began working in the industry (more years ago than I care to remember). Through the years I have seen paradigm shifts in the way cyber criminals operate and the way we as an industry are working to fight them. Among all the change,
Establishing business credit is an important step for some small business owners. If you want to obtain a business loan or simply separate your personal credit from your business credit, you need to work on establishing and building your score. Some lenders may even require or prefer that you have a business credit score. The
A business credit card can be much more than a convenient way to pay for purchases. These cards can also provide lucrative rewards, superior fraud protection, and smooth out cash flow. According to the Federal Reserve’s 2019 Small Business Credit Survey, 52% of firms with 1 to 499 employees use credit cards on a regular basis.
This spring, small business owners across the U.S. said business was booming, with 59% expecting their revenue to increase over the next 12 months, 67% looking to expand in the year ahead, and 24% planning to hire in that same timeframe, according to our Bank of America Spring 2019 Small Business Owner Report. According to
Growth rarely comes easily. As small businesses expand, they need capital to hire new workers, pursue new projects, and pay off debts. Even companies with good long-term prospects can fold when capital problems create short-term headaches. According to Investopedia, nearly half of small businesses that fail do so because they run out of funding. Owners
Many workplaces are unintentionally negating their own staff. How often have you heard someone complain that Millennials are entitled? Or Gen-Xers are lazy? Or that Baby Boomers resist change? For me, I hear it nonstop from clients looking to fix their workplace. The truth is, the biggest issue they are dealing with isn’t the lack